Monzo is a UK-based digital bank serving millions of customers including a meaningful share of UK adults through a mobile-first current account that has expanded into savings, lending, and business banking. The bank has achieved multiple consecutive years of profitability, a milestone that distinguishes it among venture-backed European neobanks, and has grown its deposit base substantially since launch. Monzo has secured a European banking license, extending a direct banking model that captures deposit and lending economics many fintech competitors can only access through partner banks. Visit Monzo Website